Amex Platinum and Chase Sapphire Reserve bonuses. New Chase Sapphire Preferred Card cardholders can earn 80,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. I don't know if I just got lucky or if that's the norm with them. The biggest difference between what's offered by the two credit card companies is in the annual fee which for Chase Sapphire Preferred is $95 and for American Express Gold is $250. which does not transfer points to Delta. Like the Amex Platinum, the Chase Sapphire Reserve also offers an annual travel credit, but it's significantly easier to use than the Platinum's airline fee credit, which only applies to . The Chase Sapphire Reserve is the top all-around credit card for avid travelers, and it also comes with solid lounge benefit that are about to get even better. They both offer top-notch travel benefits and superb value. Much of the value of American Express Platinum is in airport lounge access, which Sapphire Preferred does not provide. Platinum Card from American Express vs. Chase Sapphire Reserve: Battle of the premium rewards cards Written by: Tim Devaney Image: Young couple hanging off the edge of a pool and smiling because they compared platinum american express, chase sapphire reserve, and the citi prestige and ended up with the best card for them. American Express Gold Card. The war has been heating up the last few years in the premium credit card space. Compared to the Amex Platinum, the Chase Sapphire Reserve's list of statement credits is pretty short. hide. I consider the purchase protection quite handy. Which one do you think is better with the 2020 updated changes!? Re: AMEX PLATINUM vs CHASE SAPPHIRE PREFERRED after Bonuses - what more valuable? Platinum retention offer data points September 2021. The American Express Platinum card gives an initial bonus of 100,000 points for . Earn 6% bonus cash-back at U.S. supermarkets (up to $6,000 per year in purchases; 1% thereafter). Two of the top travel credit cards are the Chase Sapphire Preferred Card and The Platinum Card from American Express. The Amex trifecta charges a total $945 in annual fees, while the Chase trifecta totals $645 for its annual charges. Annual Fee. Authorized User Fee. Delta Amex Gold vs Chase Sapphire Preferred. The Chase Sapphire Preferred is the best card for beginners and the Amex Platinum is a great choice you want a card with top-tier benefits and perks. share. Of course, the Amex Gold does come with higher earning rates and more perks and credits to help offset the cost of the annual fee. Neither card waives the annual fee for the first year - it will appear on your first month's credit card statement. 3 comments. The only credit is the $300 in annual travel credits offered on the Chase Sapphire Reserve which brings the overall combined fee of the trifecta down to $345. Back in 2020, American Express added some robust trip coverage policies to the Amex Platinum and some of its other top-tier cards. This card is full of benefits, including excellent travel insurance coverage. Help. The Chase Sapphire Reserve card has a variable APR rate between 16.99% and 23.99%. Annual fee. The Amex Platinum's annual fee is for me more than covered by the credits. For example, it gives you access to a lot more airport lounges. I'm wondering what would be the more ideal card to pair with my AMEX Gold. The Delta Platinum card does not charge for additional users (see rates and fees ). The Sapphire Reserve increased its annual fee by $100 from $450 to $550 in 2020, and Amex increased the Platinum Card annual fee from $550 to $695 in mid 2021. In order to connect with the Visa Infinite concierge, you'll need to call their phone number. The Amex Platinum card currently charges an annual fee of $695 and the Delta Platinum card charges $250. Initial Bonus: 80,000 bonus points for spending $4,000 in the first 3 months. And they have Amex to thank for this. Chase | Ultimate Rewards - AMEX Platinum vs. Chase Sapphire Preferred - Originally Posted by mia Welcome to Flyertalk. Benefits at a Glance. $695. amex gold still stands at the 60k sub offer, which i believe is a $600 value when redeemed for travel. However, many users can be approved with a lower score. Delta SkyMiles Gold AmEx vs. Chase Sapphire Preferred: Sapphire Flies Higher for Most Delta loyalists will get value from Delta SkyMiles Gold AmEx, but the Chase Sapphire Preferred is better for. To offer broad generalizations, Amex Membership Rewards has the most lucrative airline partners, which will usually enable you to redeem as few points as possible for luxury premium cabin flights. And while both the Amex Platinum and Chase Sapphire Reserve are worth it (they can easily save you more than $550 on travel each year), there may not be enough room in one wallet for both. Comparing Sapphire Reserve Statement Credits vs. the Amex Platinum. It comes with some Amex benefits as well all for a reasonable annual fee. You could get potentially more useful bonus categories or a better off-category earning rate. However it also has a foreign exchange fee which Sapphire doesn't have. The Capital One Venture X offers a welcome bonus: 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. winner Chase Sapphire Preferred Card Chase Sapphire Preferred vs American Express Platinum Chase Sapphire Preferred vs Citi Premier Chase Sapphire Preferred vs Bank of America Travel Rewards Chase Sapphire Preferred Credit Score Needed Chase Sapphire Preferred usually requires great credit, which means 720 or more. The Chase Sapphire Reserve card has a variable APR rate between 16.99% and 23.99%. Neither Chase Sapphire card charge a foreign-transaction fee. When discussing the top premium travel rewards cards on the market, the Chase Sapphire Reserve and The Platinum Card from American Express are usually top of mind. Both cards and programs are hugely popular, especially with people who travel often and they are far better than any other credit card rewards program available.. 100,000 points for spending $6,000 in the first 6 months 3 years 7 months. Close. Your combined annual fee is less than the AmEx charge card, and you get 40k miles on Delta, plus 80k for Chase. Delta Amex Gold vs Chase Sapphire Preferred. Sapphire Preferred is the runaway winner here, as its $95 annual fee is nearly six times smaller than the $550 that Reserve charges. Here is an overview of each card's main benefits and fees. New cardholders of the Chase Sapphire Reserve will earn 50,000 bonus points after spending $4,000 in first 3 months from account opening. EDITOR'S OVERVIEW The Platinum Card from American Express is the winner over the Centurion Card from American Express.The American Express Platinum card offers some of the same travel perks as the invitation-only Centurion Card from American Express, is far more accessible, and costs much less to own. Avoiding a High Annual Fee. Although the welcome bonus that comes with the Chase Sapphire Reserve is slightly lower than the bonus on The . AmEx leads the way with 20 airline and hotel partners versus Chase's 14 transfer partners. The Chase Sapphire Reserve explicitly covers delays due to strikes, while the Amex Platinum explicitly covers delays due to lost or stolen passports or travel documents. Chase 5/24 status: 2/24. Just about every big issuer has their own $400-$700 credit card that offers . Annual fee. Earn a $300 statement credit. Close. In this video I discuss the Amex Platinum VS Chase Sapphire Reserve! Plat covers up to $10,000 per occurrence whether lost, stolen, or damaged. Ultimate Rewards points earned with the Chase Sapphire Reserve card are worth 1.5 cents apiece when redeemed through Chase's travel portal50% more than points earned with the Amex Platinum Card. Chase | Ultimate Rewards - AMEX Platinum vs. Chase Sapphire Preferred - Originally Posted by QSYH The customer service is unmatched with AMEX, at least in my experience. Delta Amex Gold vs Chase Sapphire Preferred. $120 uber credit at $10/month, $120 dining credit to grubhub, seamless, the cheesecake factory, ruth's chris steak house, boxed, and participating Both the Chase Sapphire Reserve and Amex Platinum sport a hefty annual fee. Amex Question. Chase Sapphire Reserve is a better credit card deal because of its lower annual fee, better insurance coverage and greater worldwide acceptance. This one is just glaring for many. Close. The Differences Between Amex Gold vs Chase Sapphire Preferred. One negative change to the Amex Platinum was that their annual fee broke the $500 mark. If you'll maximize both of these benefits, the difference in annual fees becomes insignificant. The Chase Sapphire Preferred has a $95 annual fee. And statement credits are the easiest way to get tangible monetary value back. Chase Sapphire Reserve is the winner over The Platinum Card from American Express . I had a recent change of flights from Delta and Amex Travel handled it so well, much better than I'd expect Delta to do. Although the Platinum's up to $200 . 5. But if . The Platinum Card from. Within the U.S., you can reach the concierge service at 1-877-660-0905. Chase Sapphire Reserve. You'll pay a $550 annual fee with the Sapphire Reserve and $695 annual fee with the Amex Platinum. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium travel cards on the market. 50,000 bonus points for spending $4,000 in the first 3 months. Redemption rate for travel . $550. The Chase Sapphire Preferred only charges $95 per year. Posted by 4 months ago. Chase Sapphire Reserve. They both offer top-notch travel benefits and superb value. Amex Platinum is superior in some respects, though. Chase Sapphire Reserve vs. Amex Platinum vs. Capital One Venture X highlights As you can see, each of these elite credit cards offers a lucrative rewards rate and a pricey annual fee to match. The American Express Gold Card's $250 annual fee is much lower than the annual fee charged by the Chase Sapphire Reserve. You can choose between credit cards that earn airline . That made for an interesting debate between the Amex Platinum and the Chase Sapphire Reserve, which has long offered some of the best travel insurance of any premium card. That being said, the math truly does check out for me on both cards. VISA Signature benefits do not distinguish Sapphire Preferred from, say, the Amazon credit Still, if you travel several times a year, it may be worth considering both as part of your card portfolio - as long as you can tackle the hefty annual fees. While the annual fee on the Amex Gold card is (significantly) higher, it does also come with the . 3 comments. Help. 2021) Airport lounge access Income: $65,000 (will go up to 80-100k in a few months) That's $1,000 . SPG also has a lot of transfer partners (though AA is probably the main one in the US). That means more access to airline sweet spots for AmEx points collectors. Chase sapphire preferred/reserve vs amex plat for airfare. I'm wondering what would be the more ideal card to pair with my AMEX Gold. These two popular cards are often mentioned in an either-or scenario.. Chase Sapphire Preferred vs American Express Platinum 2022 Best Signup/Welcome Bonus: Chase Sapphire Preferred vs American Express Platinum Chase Sapphire Preferred Card. The Chase Sapphire Preferred is a well-known travel credit card that's popular thanks to its valuable rewards and modest $95 annual fee. 5. The best airline credit cards of April 2022. The welcome offer for this credit card is similar to Amex Personal Platinum. For the Chase Trifecta, the Chase Sapphire Reserve has an annual fee of $550 and the Ink Business Preferred has an annual fee of $95. FICO Score: 761. However, the Amex Gold Card's higher fee is offset by up to $120 annual dining credit. While Platinum's nominal annual fee is $450, $200+ of this is refundable which makes the true cost very reasonable for the benefits provided but only if you travel enough to use the lounge access. The Chase Sapphire Reserve and Amex Platinum are two of the most valuable rewards cards on the market, but they're also two of the most expensive. Like the Amex Platinum, the Chase Sapphire Reserve also offers an annual travel credit, but it's significantly easier to use than the Platinum's airline fee credit, which only applies to . If you want to use travel rewards to save money on flights, an airline credit card is a must. I love my American Express Gold Card - specifically my Amex Rose Gold Card. Each card offers a suite of perks . The Amex Gold has a variable APR rate between 15.99% and 22.99%. Neither card waives the annual fee for the first year - it will appear on your first month's credit card statement. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium travel cards on the market. By the numbers, the Chase Sapphire Reserve wins five of these categories, while the Platinum Card also wins five. Chase Sapphire Reserve vs. Amex Platinum. Charge card vs Credit Card. Personally, I have both the Amex Platinum and the Chase Sapphire Reserve. Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover. The American Express Gold Card's annual fee is slightly higher at $250, which still isn't bad when you consider other travel rewards cards can. A merican Express Platinum Card. Both Chase Sapphire Preferred and the American Express Platinum card have annual fees, but Chase Sapphire Preferred is the winner here as it costs significantly less to own. However, both cards offer a robust suite of benefits, so don't let . Oldest account age: e.g. So, although the Amex Platinum's bonus categories are somewhat limited when compared to other premium travel rewards cards, the Amex Platinum wins this category. The Chase Sapphire Preferred Card's annual fee of $95 is much lower than the hefty $250 per year that the American Express Gold Card charges. Chase Sapphire Reserve The Platinum Card from American Express. Unlike accumulating miles or points for a single airline or hotel chain, these rewards, whether they are Ultimate . When it comes down to it, the Chase Sapphire Reserve offers exceptional value on your spending while providing a list of great, top-notch travel benefits. $100 maximum every four years for application to Global Entry, TSA PreCheck or NEXUS. The Chase Sapphire Reserve is a credit card while the American Express Platinum is a "charge card." A charge card must be paid off in full each month or else you face a hefty monthly fee. 4X American Express Membership Rewards points on all dining and at U.S. Supermarkets (up to $25,000 annually; 1X thereafter) is tough to beat.Now, with a "sticker price" annual fee of $250 (Rates and Fees) vs. the Chase Sapphire Preferred's $95 annual fee, it may not seem like a fair comparison. The Platinum Card from American Express, the Capital One Venture X Rewards card and the Chase Sapphire Reserve card are three general cards in the premium credit card category, so it makes sense . Chase Sapphire Reserve has different benefits than the Amex Business Platinum and Amex Personal Platinum. The Amex Platinum covers traveling companions as long as you pay for their round-trip common carrier fares with your card. If annual fees are a consideration, look at a combination like the Sapphire Preferred and Amex Delta Gold card. January 2020 update: The Sapphire Reserve and Amex Platinum annual fees are both now $550. 20. . Let me know in the comm. Chase Sapphire Reserve $300 annually, automatically applied to travel spending. Platinum Card from American Express vs. Chase Sapphire Reserve: Battle of the premium rewards cards Written by: Tim Devaney Image: Young couple hanging off the edge of a pool and smiling because they compared platinum american express, chase sapphire reserve, and the citi prestige and ended up with the best card for them. Both of Chase's popular Sapphire cardsthe Chase Sapphire Reserve and Chase Sapphire Preferredcome with this benefit. Every traveler should weigh these different categories differently. Two end in a tie. I'm seeing right now that these two cards have a real close SUB. Chase Sapphire Preferred. save. Re: Chase Sapphire Preferred vs Delta Amex Gold To get to the Delta Platinum Companion Certificate, yes you would pay $500 in the 13 months ( two AF ) to get there. When it comes down to it, the Chase Sapphire Reserve offers exceptional value on your spending while providing a list of great, top-notch travel benefits. Posted by 4 months ago. The Chase Sapphire Reserve is the top all-around credit card for avid travelers, and it also comes with solid lounge benefit that are about to get even better. Amex points vs Chase points is a debate that's been around almost as long as credit card reward programs have. American Express preferred seating and presale access . But you'd pay $200 of that on a Delta Gold AF for two years, so the marginal fee to get to the first Companion Cert is $300. Category Winner: Chase Sapphire Preferred. This Chase Sapphire Reserve vs American Express Platinum review continues with a look at some of the most exciting aspects of a cardthe purchase rewards. Help. The battle between the American Express Platinum and the Chase Sapphire Reserve just took an interesting turn, one that put Chase in the lead. The biggest difference between what's offered by the two credit card companies is in the annual fee which for Chase Sapphire Preferred is $95 and for American Express Gold is $250. The Amex Platinum beats the Delta Reserve on both Delta purchases (10% vs 3.6% return) and everyday purchases (2% vs 1.2% return). Chase Trifecta. Terms Apply. The Amex Gold Card comes with a higher annual fee than the Chase Sapphire Preferred. save. One of our favorite business rewards cards, with a huge bonus. Chase Sapphire Preferred vs American Express Platinum Chase Sapphire Preferred vs Citi Premier Chase Sapphire Preferred vs Bank of America Travel Rewards Chase Sapphire Preferred Credit Score Needed Chase Sapphire Preferred usually requires great credit, which means 720 or more. If considering a card with an annual fee, weigh the. Amex Platinum vs Chase Sapphire Reserve at a Glance . The Platinum Card from American Express comes with a $550 annual fee (see rates and fees), and so does the Chase Sapphire Reserve. . Chase Freedom Flex $4,900 6 months (off credit score) Amazon Store Card $1,500 3 months. Chase Sapphire Reserve vs. Chase Sapphire Preferred: Fees. Neither the Amex Platinum or Chase Sapphire Reserve cards waive the annual fee for the first year. But times have changed. Help. 4x for dining and groceries, 3x for travel via amex site or airlines directly, 1x everything else. Current cards: (list cards, limits, opening date) Discover It $8,300 3 Years, 7 months. You can earn SPG gold through spend. Yes, that means I'm paying $1,245 in annual fees, and obviously, that's a massive amount to spend on annual fees. I know it's only up to 90 The Chase Sapphire Preferred comes with an annual fee of $95, while the Amex Gold card has an annual fee of $250. Delta Amex Gold vs Chase Sapphire Preferred. Delta SkyMiles Platinum American Express Card vs. Chase Sapphire Preferred The Chase Sapphire Preferred is a well-known travel credit card thanks to its valuable rewards and modest $95 annual fee. hide. American Express Platinum Chase Sapphire Reserve; Annual statement credits: $200 airline fee credit $200 hotel credit $240 streaming credit $200 Uber credit $300 Equinox credit $179 CLEAR credit $100 Saks credit: $300 travel credit $60 DoorDash credit (through Dec. 31, 2021) $120 Peloton credit (through Dec. 31. Thank you for the welcome. VISA Signature cards are readily available from many issuers, including Chase, on cards with no annual fee. Even moderate spenders should have little trouble covering the card's price tag with rewards earnings each year. Visa is a must internationally, but AmEx is totally fine domestically. Internationally, you'll need to call 1-312-800-4290. > annual fee Amex points collectors a consideration, look at a combination like the Sapphire. Your combined annual fee, weigh the that these two popular cards are mentioned! 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